Car Insurance in Salt Lake City, UT


Providing a fast and stress-free experience when looking for auto insurance in Salt Lake City.





Auto Insurance in Salt Lake City and What You Need to Know



Shopping around for quotes on auto insurance in Salt Lake City from companies is critical if you wish to locate auto insurance in town. The purchase price of what your acquaintances and friends cover for auto insurance in Salt Lake City will fluctuate based on numerous factors--such as your age, driving, and location history. To help lessen some of your legwork on shopping for auto insurance in Salt Lake City, we have gathered auto insurance rates for you in town. We have found the options for many kinds of drivers. We've also listed a couple of factors that affect how much you pay for car insurance in town.

Percentage increase in Salt Lake City car insurance costs compared to national average

0.29 %

Percentage increase in Salt Lake City car costs compared to average in Utah

28.7 %

Percentage increase in Salt Lake City car insurance costs compared to most expensive in Utah

28.33 %

Full Coverage Car Insurance

Protect yourself, your passengers and others. Discover what driving with coverage in Salt Lake City can give you knowing that everything and everybody is protected.

Liability Car Insurance

Meet the insurance requirements for driving in Salt Lake City with a liability auto insurance coverage program. You are always better off being shielded than not being protected.

High Risk Car Insurance

Finding the best high risk car insurance in Salt Lake City can be daunting. We help you weave through the noise so you can get the best car insurance rate in Salt Lake City should you a high risk coverage plan.

Home and Auto Insurance

Bundle your next home and auto insurance coverage in Salt Lake City all into one so you can deal with companies and save. Learn if a home and auto insurance package is right for you.


Your Driving Record Matters When Getting Auto Insurance in Salt Lake City

We have been a part of it or've all seen the story. You're getting quotes for car insurance in Salt Lake City and searching for the very best deal on an insurance program. You receive a fantastic car insurance quote that's affordable and gives the coverage choices all you are trying to find. Still, then the insurance carrier comes back and informs you that the cost of the insurance premium is more important than you were originally quoted. What happened? It may be caused by insurance points. The quantity of points added to a driver's record for a crime varies by location. If your driving record from the state's department of motor vehicles comes showing tickets or accidents which you didn't initially report in your insurance coverage, your car insurance rates in Salt Lake City might be significantly higher compared to pricing the insurer originally quoted.


best home and auto insurance Salt Lake City UT

Your Type of Car Plays a Role on Car Insurance Costs in Salt Lake City

For certain sorts of vehicles, you will find an range of factors that determine how much you will pay for auto insurance in Salt Lake City. The horsepower your vehicle receives, the likelier you will rate and face the danger of a crash. They're more expensive to cover since cars with more power are involved in more accidents. But a SUV could push the purchase price of your auto insurance in Salt Lake City up because of its capacity to inflict a more substantial amount of damage on other vehicles. If you're seeking to acquire the car insurance, consider cars in the group sedans SUVs, or minivans. The worth of A vehicle also weighs on the cost to cover it. It is best to think about more lower-priced vehicles in the event you're watching out for insurance savings.

Vehicle TypeAnnual Average Cost of Car Insurance
Car1,600.53
Luxury1,476.48
SUV1,363.03
Van1,254.11
Truck1,225.36



best home and auto insurance Salt Lake City UT

Cost of Car Insurance in Salt Lake City by Gender and Marital Status

Gender is no longer a factor which can be used to calculate auto insurance prices. Married couples are more likely to receive a reduced auto insurance rate. Never-married individuals have a greater likelihood of accidents than married men and women. For having a partner, you might be given a discounted insurance rate. But that practice is not as prevalent. The simple reality is that married couples are not inclined to get into automobile accidents. There are a number of theories about why this may be the situation; some sources state married motorists often drive less than their single counterparts. Sources hypothesize that motorists have less risky and more stable lifestyles compared to singles. In any event, if you got married or are married, then you could qualify for a car insurance rates in Salt Lake City.

Where You Live in Salt Lake City Affects Car Insurance Costs

Annual savings for car insurance in smaller towns near Salt Lake City

15 %

Annual savings for car insurance in medium sized cities near Salt Lake City

7 %


The quantity that informs the post office in which you reside can save or cost you thousands of dollars on car insurance in Salt Lake City. The discrepancies in automobile insurance policy prices by zip code have little to do with the manufacturers and models of cars and much associated with the crime. Cities with high levels of injuries and theft claims see higher insurance premiums because companies lump zip codes collectively. City drivers always pay. More cars mean more mishaps, to put it differently. Zipcodes with roads that are less developed might see higher auto insurance prices.

Average Costs of Auto Insurance in Salt Lake City by Types of Coverage


Type of Auto Insurance CoverageAverage Annual Rate
Without Comprehensive or Collision1,116.51
Auto Insurance with Comprehensive Only1,317.47
Auto Insurance with Comprehensive and Collision1,942.71


Your Credit Affects Your Car Insurance Costs

Aside from your history and the kind of automobile you drive, your credit score can affect what you pay for auto insurance in Salt Lake City. Companies utilize insurance coverage when deciding the price of your car insurance prices. Studies indicate that using this particular score helps whenever someone is more likely to get into an accident insurance businesses predict insurance. In fact, 92 percent of the car insurance companies in Salt Lake City now consider your credit rating when calculating how much you will pay for auto insurance. A car insurance coverage makes it possible for insurers to gauge the fairest, most acceptable rate for each and every client. Therefore, in the long term, yes, your prices can be affected by your credit score on auto insurance in Salt Lake City. Despite the fact that your credit history plays when it comes to pricing your auto insurance, it is important to focus on the items which you can control.

Average car insurance rate changes in Salt Lake City based off credit scores.

63 %

Max car insurance rate changes in Salt Lake City based off credit scores

141 %


92 percent of the car insurance companies in Salt Lake City now think about your credit score when calculating how much you will pay for auto insurance.



Salt Lake City Car Insurance Rates by Age

This is because age groups are more of a responsibility to cover than others due to a higher likelihood of claims that are expensive and injuries. The drivers have a propensity exhibit behaviour that is more reckless than older drivers and to have the maximum quantity of traffic incidents. They expensive to insure as a consequence. Auto insurance prices in Salt Lake City fall off for adults once they begin to settle around middle age since they get more experience and get into accidents in comparison. This tendency continues until drivers reach their seventies, where auto insurance prices begin to grow. But even though age is one of the most significant variables that play into the expense of car insurance in Salt Lake City, the effect of age on auto insurance rates could vary from state to state. However, you typically will see the youngest drivers paying the most massive sum for an Salt Lake City auto insurance plan.

best home and auto insurance Salt Lake City UT


Getting the Best Auto Insurance Rates in Salt Lake City


Shopping for and buying auto insurance in Salt Lake City may seem to be experience and an unwelcome cost. Nonetheless, it's one you can do to protect you from financial loss related to a traffic wreck, automobile theft, natural disaster, or another occasion. The only way to be certain that you're getting the lowest rate possible would be to search around. Insurers supply an range of discounts, which might mean lower insurance costs for clients if they're even looking to package their car insurance together with their home insurance or who meet requirements. Take the opportunity to examine the costs and compare them before you choose which sort of auto insurance in Salt Lake City is ideal for you. And if you need help with that process, we are here to assist you.