Read on if you want to learn what to do if your car insurance claim is denied in Salt Lake City. Most people do not understand that they have the right to challenge their insurance company's decision and do so if they feel that they were the victim of a wrongful claim.
Imagine this scenario, a person with a life insurance policy gets his or her claim denied by a company that was insured by the company. Now, let's assume that the insurance company is willing to pay for the damages that resulted from this wrongful death, but the total amount it will pay is far less than what was originally stated in the contract. Would that person be able to collect the money?
Yes, in the unfortunate case that a company is financially incompetent, they may end up paying out less than the full amount of what was originally paid. That's why the law requires all car insurance companies to publish the amounts that they are willing to pay out. However, that law is not always respected.
When a driver is found to be at fault in an accident, they are usually responsible for more damages than the driver who was at fault. People who know they were at fault usually do not realize that they can claim compensation.
Then, a few days later, they receive an accident report stating that they have been the victim of an accident caused by the other party. The truth is that the other party was not even at fault and they were actually innocent of any wrongdoing.
You can easily prove that you were the victim of a wrongful claim in this situation. One of the best ways to do this is to get a copy of the police report that has been filed regarding the accident.
It doesn't matter whether the accident happened because of driver error or the other party had no insurance at all. Once you file a claim with the police and if you have evidence to support your claim, you can obtain a full and complete claim analysis from the insurance company.
The cost of this will vary depending on the case, but it's safe to say that a judge will require you to pay about twenty-five percent of the car insurance claim. At that point, you have the opportunity to challenge the claim's accuracy, and if you feel that it isn't correct, you have the right to dispute it.
You must make sure that you give the defendant's insurance company enough time to present their side of the story in court. A short period of time between you file the claim and the court hearing allows both sides to present the facts they believe support their case.
If you are on the receiving end of a car insurance claim denial, there are things that you can do to challenge the decision. The first thing that you should do is contact a lawyer as soon as possible.
You need to know that they will be contacting the insurance company to provide them with important information, including your full name, Social Security number, address, and contact information. You must also be prepared to divulge all medical information and pertinent documentation pertaining to the accident itself.
Now that you know what to do if your car insurance claim is denied, don't delay taking action. Consider hiring a personal injury attorney that has experience in handling car insurance cases in Salt Lake City.